Access to Care & Financial Transparency

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Seed is intended for those experiencing meaningful financial hardship who would otherwise have difficulty accessing care.

Seed may be a good fit if:

• paying the standard fee would interfere with essential expenses such as housing, food, healthcare, transportation, or childcare
• your income is limited, unpredictable, or temporarily disrupted
• you have little financial cushion or savings
• accessing care at the standard rate would not currently be realistic

Because Seed represents a significant reduction in fees, the number of Seed spaces available may be limited.

Bloom is intended for those who can contribute toward the cost of their care but for whom the standard fee would create meaningful financial strain.

Bloom may be a good fit if:

• your basic needs are generally met, but finances require careful planning
• you have significant debt, medical expenses, childcare costs, or other financial responsibilities
• you have limited discretionary income or savings
• paying the standard fee would require significant sacrifice, even though it would not jeopardize your essential needs

Bloom allows you to access care at a reduced rate while still contributing meaningfully toward the cost of providing that care.

Rooted represents Merkaba's standard private-pay rate.

Rooted may be a good fit if:

• you have stable income and can reliably meet your essential expenses
• paying for care does not create significant financial stress
• you have some savings, financial cushion, or access to financial support
• you can pay the standard fee while continuing to meet your other financial responsibilities

The Rooted rate reflects the actual time, expertise, preparation, documentation, administrative work, and resources involved in providing individualized care through Merkaba.

Choosing Rooted when it is financially comfortable for you helps keep the practice sustainable and preserves reduced-fee spaces for others.

 Radiant is an optional community-supporting rate for those who have greater financial flexibility and would like their payment for care to help extend access to others.

Radiant may be a good fit if:

• your essential needs are comfortably met
• you have reliable income and meaningful financial flexibility
• you have savings or other financial resources
• paying somewhat more than the standard rate would not create financial strain
• supporting greater access to mental healthcare is something you value

Choosing Radiant helps Merkaba continue offering Seed and Bloom rates to people who might otherwise be unable to access care.

Radiant is always voluntary.